Insurance coverage for Joseph A. Williams services

Joseph A. Williams is an approved provider for the following insurance companies.

AETNA
Beech Street
CHAMPVA
CCN
Center Care
CHA Health
Concentra
Coventry
First Health
Integrated Health Plan - (IHP)
Medicare
MultiPlan
PlanVista - National Preferred Provider Network (NPPN)
Private Health Care Systems - (PHCS)
Three Rivers Provider Network - (TRPN)
Tricare

If you have a medical (flex) spending account or a health savings account, you can be reimbursed for counseling expenses. Counseling is classified as a medical expense. Mr. Williams will be glad to provide you with a receipt so you can obtain reimbursements.

Please call your insurance company to find out if the type of counseling(individual, family, or marital) you are seeking is a covered service and if Joseph Williams, L.C.S.W.(A Clinical Social Worker) in Mayfield, KY is a covered provider. Also find out what your deductible will be, your co-pay, your cost share, and get a pre-certification if required.

Now for the bad news........Unfortunately just because your insurance company is listed on this page does not guarantee that you will be covered for counseling services. It is also difficult to know if you will be covered for the duration of counseling because many insurance companies rapidly change the way they conduct business with providers and some employers change their insurance contracts often. For example in 2005 a particular client was covered for individual counseling in June. Then individual counseling was provided to the same client in December and they were not covered.

Even more bad news.......If you choose for your insurance company to pay for your services, your counselor will be required to report a clinically significant diagnoses to them. On rare occasions your insurance company may audit your counselor's records to see that your treatment was necessary for the reported diagnoses. If the auditor believes that treatment was unnecessary, they may deny payment for services. If the insurance refuses to pay for services, the client must pay in full for all services provided at the insurance rate.

Email: joseph@williamscc.org

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Christian Counseling Services